The finance team you cannot yet afford to hire
Books closed to the day, numbers ready for decisions, and no money moving until you approve it.
APPROVED EMPLOYERGold, trainee development
PLATINUMQuickBooks ProAdvisor
CERTIFIEDXero Advisor
★★★★★Top Rated Plus on Upwork
A finance department, just not on your payroll.
Most growing companies reach a point where one bookkeeper is not enough and three hires are too much. This is the whole function, run from outside: the daily close, the money in and out, the reporting, and someone senior to think it through with.
You keep every approval and every decision. We do the work behind them.
See what that includes →WHAT IT IS NOT
Tell us where you are stuck.
Four things founders say to us on the first call. One of them is probably yours.
My books are behind
Months of transactions nobody has touched, and a deadline getting closer.
Cleanup and catch-up → 02I do not trust the numbers
They balance, but nothing has been tied to a source document in a long time.
Bookkeeping → 03I am chasing invoices at 11pm
Money in and money out is eating your week, and it was never your job.
Invoices and payments → 04I need a CFO, not a hire
Decisions are coming and there is nobody senior to think them through with.
Virtual CFO →Whichever one it is, the first ninety days look the same.
Start with the free call →Free 30-min call
You talk, we scope, you leave with a number.
Onboarding and prior books review
Access, a checklist, and a look at last year.
First close and report
Closed, reviewed four times, decisions flagged at the top.
Monthly rhythm
Same day, same structure, nothing without your approval.
You do not move systems to work with us.
We learn your setup. You do not learn ours.
Ledger, payments, payroll, stock, receipts, the board’s spreadsheet. Handed something unfamiliar, we learn it before we touch your books.
Being given a tool we have not seen before is a normal week here, not a problem.
department
CHARTERED CERTIFIED
OFFICIAL PARTNER
GENERAL MEMBER
★★★★★ TOP RATED PLUS
Certified means certified. For Zoho Books, FreshBooks, Wave and Sage the honest phrase is that we work in them. We hold no tax credential in any jurisdiction, because we do not file income tax.
What the first quarter actually looks like.
Three levels. Priced to your size.
The close, the review and the controls are identical in all three. What changes is how much of the job we take off your desk.
Books
We keep the books. Anything else you need occasionally, add by the hour.
- Daily accrual close
- Every account tied to source
- Monthly pack delivered
FROM $20 TO $30 AN HOUR
Finance Department
We run your day-to-day finance operations. You keep every approval and every decision.
- Receivables and payables
- Payments on your approval
- Finance queries answered for you
- A named senior finance lead
FROM $20 TO $40 AN HOUR
Finance Department and CFO
The full department, with a CFO who knows your numbers.
- A standing session on the numbers
- Budgets and rolling forecasts
- Board packs, walked through
FROM $20 TO $80 AN HOUR
Your sector changes the details.
Which numbers matter, what a unit really costs, and which situations come round every year. Six sectors where we already know all three.
Founders who finally trust their numbers.
Companies that hand us their books.
“The fog lifted in month one.”
Books closed by the fifth of every month, with the kind of commentary I used to pay a US firm four figures for.
SAAS FOUNDER· UNITED STATES“I finally know what a unit makes me.”
Fourteen months of settlements nobody had broken down. They rebuilt it, and the fee lines finally made sense.
E-COMMERCE OPERATOR· UNITED KINGDOM“A finance leader, not a part-time accountant.”
Their CFO walks into our board meetings and runs the finance section. That is not what I was expecting to get.
MANAGING DIRECTOR· APAC“I know which jobs made money.”
Job costing introduced mid-year across six live sites. I stopped finding out months after the job had closed.
CONTRACTOR· UNITED STATES
Mujibur Rahman, ACCA
Founded MR-Accountants in 2020 to give growing companies a finance partner that thinks like a department and works like a team. A Chartered Certified Accountant, with over a decade across practice, advisory and outsourced finance.
In 2025 the firm opened MRA Business Solutions Sdn. Bhd. in Malaysia, a second base serving clients across Singapore, Malaysia and Australia in their own timezone.
How we think about AI in finance.
Short, honest videos on where AI actually helps, and where human judgment still has to lead.
8:36
Implementation of AI in the Finance Industry
How AI is reshaping finance — automation, data analysis, investment strategy — and the challenges that come with it.
2:25
The Dark Side of Working at AI Speed
Why speed without validation isn't real progress — and where human judgment still has to lead.
The honest answers.
The ones every founder asks before signing. If yours is not here, ask on the free call.
Ask us on a call →How much will it actually cost me?
It depends on transaction volume, how much of the finance function you want us to run, and how complex your business is. Bookkeeping runs $20 to $30 an hour and a full department with CFO support runs to $80, or we quote a flat monthly fee once we know your volume. The free call gives you an exact number.
Do you file my taxes?
Income tax, no. That belongs with a practitioner in your own country who knows the local law. Sales tax and VAT, yes — we register, prepare and file those for you. What we do on income tax is keep your books ready all year, so at year end your practitioner gets a clean pack and can file fast. If you do not have one, we can introduce you to someone we work with.
Are there any hidden fees or extras?
No. The monthly fee is the fee. Two things sit outside it: your QuickBooks or Xero seat, which you pay them directly at roughly $30 to $80 a month, and your tax practitioner's fee. Year-end packs and one-off cleanup projects are quoted and agreed before we start.
How quickly can you start?
Onboarding takes five to ten business days. Before we take your books forward we review what came before, because we cannot stand behind this year's numbers if last year's are wrong. If there is a backlog to clear, we scope it on the call so you know the timeline before you commit.
What software do you work with?
QuickBooks Online for around 70% of our clients, Xero for most of the rest. We are a Platinum QuickBooks ProAdvisor, Xero Advisor Certified and an Odoo Partner, and we work regularly in Zoho Books, FreshBooks, Wave and Sage. Accounting fundamentals do not change between platforms.
What if it is not working out?
Cancel any month, no penalty. If you leave, you get a clean QuickBooks or Xero file and we brief whoever takes over. Your books belong to you.
Do you replace my in-house bookkeeper, or work with them?
Either. Some clients use us instead of hiring; others use us as the senior layer above a junior bookkeeper who handles day-to-day entry. We will work out the right shape on the call.
One call. Zero pressure.
Thirty minutes with a Chartered Certified Accountant. You tell us where you are stuck, we tell you what we would do, you decide. No deck, no demo, no contract.
- We ask about your business, and what is actually broken.
- We show you what good books look like, with examples.
- We quote a flat monthly fee, or tell you we are not the right fit.
USUALLY A REPLY WITHIN ONE BUSINESS DAY